Wednesday, October 26, 2011

The Great Importance of Doing Business with Ethics

For most people, money makes the world go round and business bears that money.  Businessmen will perhaps do anything just to achieve the ultimate goal of having a business, and that is to earn income. Net profit or income financially means a surplus of sales or revenues after deducting costs and expenses. Whether you are engage in profession, occupation, work or trade, you are in business and you speak income. When you earn an income you suffer taxes, the worst nightmare for every income earners. Income tax is your punishment of doing well in business. This sounds ridiculous but this is the reality, you pay when you earn. Because tax is legislative, noncompliance to this would results to crimes. This thing called income tax had already made billions of liars around the world. Some governments imposed taxes which are already too much to burden the flow of business. Others make tax laws that are already beyond the ability of taxpayers. However these facts must not result in the existence of enormous number of dishonest people in the world. 

Ethics in business rarely exists nowadays. Perhaps it is because for most people, profit will come without the need of business ethics. This, I don't agree. The word ethics is derived from the Greek word ethos, which means "character," and from the Latin word mores, which means "customs." According to the encyclopedia ethics is the branch of philosophy that defines what is good for the individual and for society and establishes the nature of obligations, or duties, that people owe themselves and one another. Maybe ethics is not needed to earn profit if you define profit or income as money. But deeply speaking, business is not just for money. Yes it is definitely for profit, but profit is not just financial profit. We need profit that will not just sustain our pocket or our stomach. Significantly, we also need profits that will feed our hearts and soul. Considering that we are great businessmen, we should extend our minds to this principle. We need business ethics to earn these high valued profits. We must be concerned to the virtue of our character and to the common good. 

Your business is not just for the survival of your life on Earth but it can also be your road to the survival of your soul. If you're in business and had a company, you can help your employees by providing them enough salaries and other benefits that will make their lives better. You can be honest and pay your exact tax for the government who will eventually use it for your country's development. (Assuming your government is straight and not corrupt) But don't mind them, be honest even others are not. We are talking here your soul survival and not theirs. You can also serve your customers by providing them their needs and giving them convenience. Customer care is so important for your customers as also important for your business to earn public trust and loyalty. If you build infrastructures for your company you contribute to the development of your place in terms of buildings and infrastructures. When you got ethics in business you practice fair business competition. Fair business competition is a challenge for every business to improve the qualities of their products and services, and the end benefits are to the consumers.

Doing business with clean conscience is doing business with good night sleeps. It is also doing business with gladness of your heart and soul. Gratitude will come to you and you will become a stress free businessman if you do business with ethics. These and other spiritual profits will straightly come to you and the good thing on this is you are not taxed on this kind of profits. As an extraordinary businessman, you do not only set your long-term goals for 10 years or for a life time. You must also consider eternity and set goals to achieve profits that will benefit your soul. You need profits that last forever, profits that will give us everlasting life and happiness, and profits that will earn us the key to heaven.  These profits will benefits us in the short run, midterm run, long run and eternal run, as God is great from the beginning and unto the never-ending. 

Do business and believe in God. Building our business in God's place is like building it in rocks which are in great foundations. Let us be kind and grateful to our employees as they are our best assets. Let's give them bread and they will give us a ham sandwich. Let us have huge care to our customers as they are our best revenue generators. Let's give them good price, high quality products and best services and they will give us their respect and loyalty. Let us be fair to our competitors as they are our great motivators. Let us give them fair game and they will give us the true meaning of winning. Let us be thankful to our Father Almighty God as He is our greatest business partner. Let's serve Him and He will give us joy and peace of mind.

How save and make money

If you save money, the money will save you

The problem with most peoples finances today is that they are not getting enough income to satisfy their needs and wants. People are naturally going to buy things they want even if it means spending more than they have (credit cards), and they know in the back of their minds that they cant afford it, but they will get it anyway. I think people will develop their own budgeting scheme when their income meets their wants then they will be budgeting masters, all by their selves. But till then there will ALWAYS be people in debt no matter how much you preach!

I think a solution to some people money problem is to teach them how to make extra money first, and then teach them how to budget and save it. Americans really don't want that much; it is the hobbies that get people in trouble, bills, spending too much on golf clubs, car parts, computers, things around the house etc.

I don't know about you but this is how I feel about life. Right now, I am working a 9 to 5 job making $3200 monthly. I don't want to be stuck knowing that I will be 'working' for the rest of my life, taking orders from bosses, putting up with BS and other peoples attitude, having to get up in the morning when I want to sleep in and that fear of getting fired. Currently, I am in this situation but will not be soon. There are people right now making well over $20,000/monthly working for their selves and they are everyday people that you see walking their dog, in supermarkets or even that person arguing with the McDonalds cashier. If these people ever do go back to work for someone else they can do it "stress free" even if the job is stressful (think about that). 


Before, you can work for yourself you have to decide one thing: If you really want that responsibility. If you said yes, you have gotten over the biggest hurdle and you will not be limited to the income your employer is giving you. I know what I am about to say will be over simplistic but I will save the details for you to research on your own. Here is a breakdown

1st: determine if you really want self-employment
2nd: decide what area of business you want or good at.
3rd: If step 2 requires money, their are program out there that can help you get started in internet business, selling or something else before you start in what you want to do. For example, "I want to own a photography shop but it costs $10,000 to get started. Well, if I sell product A for a year I can do it". You never know, whatever you get into before your dream business may make you $50,000 a month and you may forget all about that photography shop. I can help you here too.
4th Research, research and do more research. Find out what you competition is. Find out how much money they are making. Find out where they are advertising. Find out what it takes to get started. Find out where your customer are etc, etc, etc..research
5th EXECUTE!! I mean once you have confidence go do it.

They say that 90% of home businesses fail for the first time. And you may fail, but all you have to do is try and try again, please don't give up. Believe me, you will get it right and when you do, you will be very successful. The percentage of people who fail for the second and third time is much lower than the first timers. Well sorry to talk yall half to death, I can go on and on about this stuff.

Why Business Credit Is A MUST For Every Business Owner

As an entrepreneur, you're hardwired to enjoy a greater level of risk than the average person. But do you enjoy the thrill of business and investing so much that you're willing to risk: 

-Being hounded by creditors?
-Declaring bankruptcy?
-Being denied a mortgage?
-Paying more than your fair share of interest on your loans?
-Losing your house?

If you answered "no" to one or more of these questions, this may be the most important report you've read in a long time.

Because, if you're like most entrepreneurs, investors, and business owners I've met over the past 28 years, you're in danger of facing all of these horrific problems.

And it's all because of your business.

You see, entrepreneurs typically make one or more financially devastating mistakes when financing the launch, operation and/or growth of their businesses. In most cases, they don't realize that they're making a mistake. 

And to tell the truth, even when they do realize they're making a mistake … they lull themselves into thinking that the consequences will be a minor annoyance. 

Until, one day, they can't qualify for a mortgage. Or they can't get the to-die-for financing offered on the new car they're buying. Or they're hounded by creditors and eventually have to declare bankruptcy.

And it is all because they use their personal finances to fund the launch or expansion of their business. They then use personal credit cards to pay for business expenses. If you are in business or thinking about starting a business, business credit is a must. 

Let me explain, most business owner have no idea that they can establish business credit and even fewer know how to how to establish business credit. If owners would take the time necessary to educate themselves about establishing credit they would no longer have to use their personal funds for start up capital or working capital. 

They would also be able to use business credit cards which don't report to their personal credit reports, therefore, not lowering the personal credit scores.

The most important goal of business credit though is to obtain unsecured business lines of credit, which can be done once the business credit profile is set up properly. Once a business obtains unsecured business lines of credit, they then have the working capital they need to start a business or expand their business. The business owner has check book control to use the business lines of credit as they wish. And best of all, the business lines of credit don't report to the business owner's personal credit report.

If you have set up your business profile correctly there are a number of banks that will lend to brand new start up business. That is right, brand new start up business with no track record whatsoever. The banks will extend unsecured business lines of credit so they can have the start up capital they need to finance the business of their dreams. 

Make no mistake about it; business credit is a MUST for every business owner. Don't put your personal assets at risk finance or fund your business!

Are You A Know-All Or No-All?

Expert or Generalist - what are you? Are you one who will know more and more about one subject and less and less about others? Or you are one who knows something about everything? Those of us who are experts are surprised that some people on the earth are generalists and vice-versa. But both the breeds exist on our earth. What are you? Which type is better?

Let us take example of medicine. For example if someone gets fever, he/she cannot approach a specialist, because they would not know which specialty is concerned. In this case they will have to first consult a generalist and after that if needed go to a specialist. 

The problem arises when one is a total generalist in his/her profession/work/business. No growth can take place here because if you are in retail but know as much about retail as you know about export procedures, that will be of no help. Slowly you will have to develop expertise in retail to succeed.

Similarly, if you are an expert in retailing but know nothing about other professions, that will hurt your interests. You will find it difficult to grow because retail does not grow alone. It has to get support of other specialties also such as manufacturing. 

What is the best way? The best option would be to develop expertise in one trade/profession and get related knowledge of other professions, which will be needed to grow in your chosen field.

7 Surprisingly Quick And Easy Ways To Feel Happier

All of us have days when we're out of sorts. You just wish you were in a better mood.  You've had days like that, haven't you? Perhaps you tried to get yourself into a better state of mind but struggled to achieve it.

Sometimes we get stuck in our own emotional dumps and forget how easy it is to feel happier, so here are seven simple ways to lift your mood. Many people have found them useful. Some of them may surprise you!


1. Go for a walk.

Most people know that going for a short daily walk is one of the best forms of exercise. When you are feeling down it is even more beneficial. If you can, go into a natural environment with plants and birds. Can you think of such a setting not? What do you notice first? The different shades of greenery, the fresh  smell of country air, the sounds of birds, or the sunlight shining through the trees? Make it real by taking a short stroll.

2. Listen to quality music.

Music can shift a listener's state within moments. It's effect can be nearly magical. Dig out that CD you haven't listened to in ages or tune in your radio to something you've never listened to before.


3. Open yourself to discovering something new.

Read something (printed, not on line) different than what you would normally watch. There are a ton of different types of magazines can you get these days. Visit your local library or browse through a magazine rack.  Pick up or buy a magazine you wouldn't normally buy. You may discover something wonderful.

4. Find something to laugh at.

Laughter is one of the best ways to lift your spirits. Find a humorous book, or watch a comedy. Even better, try to learn a few new jokes and tell them to others.  

5. Simple breathing meditation.

Breathing meditation is a great exercise that you can do anywhere.  Simply allow yourself to sit comfortably with your back straight. Now close your eyes and become aware of the flow of air into and out of your nostrils. That's all there is to it. Do this for 10-15 minutes. Notice how pleasantly surprised you can be at how you feel afterward.

6. Doodling for the fun of it.

Most people can remember when they were young and used to doodle for hours. Kids love drawing silly little pictures. Drawing is not just for kids or artists.  Whoever you are get some pens, pencils, crayons or whatever you have and just draw for the fun of it. Notice how your state of mind shifts.

7. Think of others less fortunate.

The fact that you are reading this article suggests that you are probably much better off than most people on this planet. At times this may be hard to believe, but if you can read and have access to the internet, just those two things alone means you are better off than most people in the world.  There are many human beings that barely have access to the basics of survival. There are people in lots of pain. Allow your compassion for them to grow.

These are all pretty simple. There's nothing profound or life changing, but when all you need is a quick pick me up these may be just the thing you need. Putting simple ideas, methods, tools and techniques into action will help you achieve change more quick and easily--surprisingly so at time-- than you imagine.

Tuesday, October 25, 2011

Our unique responsibility

From: Ricken Patel - Avaaz.org
Date: Mon, Oct 24, 2011 at 6:53 PM
Subject: Our unique responsibility


Dear fellow Avaazers,

Click below to buy the world a cup of coffee:

It is wonderful to finally be able to unite with other people on this planet, to stand up, to be heard. I am so happy and so proud to be part of Avaaz. Sometimes I can't believe this is really happening! THANK YOU…from the bottom of my heart to all the people who are part of this movement, united in a common spirit.
-- Alexandra, Avaaz member from Germany
Something big is happening. From Tahrir Square to Wall St., from staggeringly brave Avaaz citizen journalists in Syria to millions of citizens winning campaign after campaign online, democracy is stirring. Not the media-circus, corrupt, vote-every-4-years democracy of the past. Something much, much deeper. Deep within ourselves, we are realizing our own power to build the world we all dream of.

We don't have a lot of time to do it. Our planet is threatened by multiple crises - a climate crisis, food crisis, financial crisis, proliferation crisis... These crises could split us apart like never before, or bring us together like never before. It's the challenge of our time, and the outcome will determine whether our children face a darker world or one thriving in greater human harmony.

This is our challenge to meet. With 10 million hopeful citizens and rising, Avaaz is the largest global online community in history. There is no other massive, high-tech, people-powered, multi-issue, genuinely global advocacy organization that can mobilize coordinated democratic pressure in hundreds of countries within 24 hours. Our potential is unique, and so is our responsibility.

It's amazing, but just 10,000 of us make our entire community possible with a small weekly donation of $3 or $5, the price of a cup of coffee, that funds all of Avaaz's core expenses. But to rise to this moment and win it, we need to accelerate -- by doubling our number of weekly 'sustainers' to 20,000, and doubling our capacity to do everything we do. Click below to make it happen and buy the world a cup of coffee:

https://secure.avaaz.org/en/sustain_avaaz_o/?vl

Making a small but steady weekly contribution enables Avaaz to plan responsibly around long term costs like our tiny but awesome staff team, our website and technology, and the security of our systems (this can get pricey when our campaigns are taking on shady characters!). It also means we have the ability to respond immediately to crises as they occur and jump on opportunities for action without delay.

A very small donation of $3 or $5 per week from 10,000 more sustainers would enable our community to expand all our work next year, helping to save lives in humanitarian emergencies, protect the environment and wildlife, support democracy and fight corruption, push for peace and reduce poverty.

Donating to Avaaz has a double-impact -- because our donations not only make change now by empowering particular campaigns, every contribution builds our community that will be making change for decades to come. It's an investment with both immediate and long term results for our children's and our planet's future. Click here to contribute:

https://secure.avaaz.org/en/sustain_avaaz_o/?vl

Fundraising is often a problem for social change organizations. Government or corporate funding would profoundly threaten our mission. Funding from large donors also often comes with strings attached. And high-pressure tactics like telemarketing, postal mail, or direct on-the-street programmes often cost nearly as much as they raise! That's why the Avaaz model - online, people-powered donations - is the best way in the world to power an engine of social change, and a huge part of our community's promise.

If we can multiply the number of sustainers we have, it will take our community, and our impact, to a whole new level. I can't wait.

I know that donating is an act of hope, and of trust. I feel a huge and serious sense of responsibility to be a steward of that hope, and my team and I are deeply committed to respecting the trust you place in us with your hope, time, and resources. It's a special thing we're building here, and if we can keep believing in each other, anything is possible.

With hope and gratitude for this amazing community,

Ricken Patel
Avaaz

PS - In case you're mulling it over, here's 11 more reasons to donate to Avaaz :)

Reason 1 – What we do Works

With 10 million members in every nation of the world, able to mobilize at a moment's notice to pressing needs and opportunities, Avaaz works –- together we've saved lives in Haiti and Burma, reversed government policies from Brazil to Japan, and won victories on international treaties from banning cluster bombs to preserving oceans. Former UK Prime Minister Gordon Brown says of Avaaz "You have driven forward the idealism of the world... do not underestimate your impact on leaders," while the Economist says Avaaz is "poised to deliver a deafening wake up call to world leaders," and Al Gore says "Avaaz is inspiring, and has already made a difference." We're only 5 years old and growing fast, and the more our members get involved and donate, the more impact we have.

Make a donation here: https://secure.avaaz.org/en/sustain_avaaz_o/?vl

Reason 2 – An Avaaz donation is an investment with permanent social change returns

With Avaaz, our donations fund high impact campaigns that also recruit more people. More people means more donations, and more impact. So you're not only achieving a particular change with your donation, you're helping grow a community with new members that will multiply your donation many times over, and be a permanent and ever-increasing source of change. It's a tremendous philanthropic value to have this kind of double and permanent impact.

Reason 3 – We have no bureaucracy

Avaaz is a massive network of citizens, but our organization is absolutely tiny – just 20 full time campaigners with operational and technology support. Most large global NGOs have hundreds or even thousands of staff. Our small size means we have no time for red tape, layers of management, or being focused on anything but getting results.

Reason 4 – We're regularly audited, and fiscally responsible

There's a lot of fear out there about misuse of donated money. Most of the fear is misplaced – most organizations are filled with good people trying to do good things. With Avaaz you can be sure – partly because we're required by law to be audited every 12 months. This audit thoroughly checks every aspect of our books and financial practices. We've been audited 4 times since we launched and every time been given a squeaky clean bill of health (for details, click here).

Reason 5 – We have a world-class team that does outstanding work

Campaigning, advocacy and social change are a serious and demanding business – the more competent the team, the more impact our donations have. Avaaz attracts some of the best campaigners and advocates in the world. Many of our campaign directors joined us after being CEOs of successful multi-million dollar advocacy organizations, and most have degrees from the top universities in the world.

Donate now: https://secure.avaaz.org/en/sustain_avaaz_o/?vl

Reason 6 – We're 100% Independent

Avaaz takes absolutely no money from governments or corporations. This is hugely important to ensuring that our voice is exclusively determined by the values of our members, and not by any large funder or agenda. While we received initial seed grants from partner organizations and charitable organizations, 100% of the Avaaz budget now comes from small online donations. This means that the only agenda we have to follow is the people's agenda.

Reason 7 – We pass the money on when it makes sense, and give to the best efforts

Avaaz has donated more than $5 million to other organizations, because we saw them as better placed than us to have impact on a particular issue. For example, we've granted $1.6 million to Burmese monks and aid groups, $1.3 million to Haitian aid organizations (see this video from the groups that received our donations), and more than $1million to relief organisations in Pakistan. The way we support organizations is important too. Most foundations have endless process and constraints that make them slow, bureaucratic and risk averse in supporting advocacy. Avaaz finds the best people and organizations and doesn't micromanage them – we just empower them to do what they know best.

Reason 8 – We're political (this really matters)

Most charities offer tax deductibility for donations. But this means that they are, in a way, partially tax-payer funded, and governments use that to place a very thick set of rules on what they can and can't do. Chief among them is restricting what they can say to criticize, support, or oppose a politician. Avaaz is very rare in that our donations are not tax deductible, leaving us 100% free to say and do whatever we need to to get leaders to listen to people. Since so many important issues are won and lost in the political realm, this makes us much more effective than advocacy groups that shy away from speaking out politically.

Reason 9 – We go where the greatest needs and opportunities are

Most organizations focus on a single issue over a long period of time. This is very important to do, but that can mean that when desperate needs or amazing opportunities for social change arise, they get ignored because everyone is working on their own issue. Avaaz campaigns target the most urgent needs and opportunities, showing up just when a powerful burst of citizens' attention is needed most. We work continuously with top quality partners in the areas we campaign on, and all describe Avaaz as an amazing added value to their work.

Click to donate: https://secure.avaaz.org/en/sustain_avaaz_o/?vl

Reason 10 – Democratic accountability is hard-wired into our model

The Avaaz model of campaigning is people-powered. Our priorities are set at annual and weekly levels by polls of our membership and every campaign we run is first polled with members. No matter how much work we put into developing a campaign, if it fails to get the greenlight from members, we don't run it. So on a day to day basis, how we spend the donations we receive is determined directly by members.

Reason 11 – There's no other organization like us

Avaaz is the world's first and only massive, high-tech, people-powered, multi-issue, genuinely global advocacy organization. In a world where the problems we face are consistently global, and the solutions to them increasingly require global democratic action, Avaaz is uniquely placed to effect change. No other organization can rapidly mobilize large-scale, coordinated democratic pressure in over 150 countries within 24 hours. A new model of internet-based, people-powered politics has changed politics in several countries, and Avaaz is taking that proven model global. The result is already the largest global online movement in history, and we're just getting started.

Make a secure donation to Avaaz: https://secure.avaaz.org/en/sustain_avaaz_o/?vl





Avaaz.org is a 10-million-person global campaign network
that works to ensure that the views and values of the world's people shape global decision-making. ("Avaaz" means "voice" or "song" in many languages.) Avaaz members live in every nation of the world; our team is spread across 13 countries on 4 continents and operates in 14 languages. Learn about some of Avaaz's biggest campaigns here, or follow us on Facebook or Twitter.

To contact Avaaz, please do not reply to this email. Instead, write to us at www.avaaz.org/en/contact or call us at +1-888-922-8229 (US).